As an employer, are you obliged to take measures to prevent infection with and spread of the coronavirus?

Yes, as an employer you are obliged to ensure a safe working environment. You can ask your occupational health and safety service for advice. This may incur costs

Sick leave insurance

If an employee is unable to work due to sickness. It makes no difference here whether or not the coronavirus has been diagnosed.

Are there any additional conditions for submitting a claim in the event of an infection with the Coronavirus?
No, there are no additional conditions for submitting a claim. This is subject to the normal procedure for reporting the sick employee.

No coverage
If an employee cannot work for a reason other than sickness, for example because he/she has to stay at home for preventive reasons and has no possibility to work from home, or cannot leave a certain area.

It may be possible to appeal to schemes made available by the government, such as short-time working. For more information see:

The WGA Gap and WIA Excess Insurance
Should the employee become disabled due to the Covid 19 virus, there are no limitations and/or exclusions for the insurance coverage.

The above shows the status as of 23 March 2020.

Disability in the Netherlands and the COVID 19 virus

We receive many questions about the insurance coverage within the sick leave, WGA gap and WIA excess insurance in combination to the Covid 19 virus.Below you will find a list with the answers to the most frequently asked questions. If you have any additional questions, please do not hesitate to contact us!